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Rate of Interest Deposit

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CIRCULAR

Pursuant to the decision adopted by the appropriate authority of Tamluk Ghatal Central Co-operative Bank Ltd. it is here by notified for the information of all concerned that with effect from 10/01/2026, the rates of interest on all sorts of deposits shall stand revised 3rd time during the financial year 2025-26 as follows:

Sl. No Type of Deposit Rate of Interest (% p.a.)
General Senior citizen (Age Above 60 years)
Less than 1 cr Rs 1 cr and above
1 a Savings Deposit 3.00
b Micro Deposit 3.00
c Special Savings Deposit (Samabay Sathi) for Retirement / Exit Benifits of Society's Employees 4.50
2 Term Deposit
a 7 days to 14 days 3.50 4.55 4.00
b 15 days to 29 days 4.00 5.05 4.00
c 30 days to 45 days 4.00 5.05 4.05
d 46 days to 90 days 4.50 5.30 5.45
e 91 days to 180 days 4.95 5.30 5.45
f 181 days to 364 days 5.80 6.00 6.40
g 365 days / 12 Months / 1 year 6.30 6.40 6.80
h Above 12 months to 24 months 6.40 6.45 6.95
i Above 24 months to less than 36 months 6.45 6.40 6.95
j 36 months to 60 months 6.35 6.05 6.85
k More than 60 months to 120 months 6.05 6.05 7.05
3 Monthly Income Scheme(MIS) for individials (minimum Rs. 5000.00 & then multiplies of Rs. 1000.00 for a Period of 3 years) 6.25 6.60
4 Deposit against Statutory Reserve funds, Bad Debt Funds & Other funds of Co-Oparative Societies/ Co-Oparative Banks. Interest will be calculated and served to designated account on half yearly basis. 6.50
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